NON-QM Mortgage Blog

NON-QM loans offer flexible qualification options for borrowers who don't fit traditional lending criteria. Learn about the different types, requirements, and how to qualify for a NON-QM mortgage.

Discover how bank statement loans work, who qualifies, and what documents you'll need. A comprehensive guide for business owners, freelancers, and entrepreneurs seeking mortgage financing.

Learn how Debt Service Coverage Ratio (DSCR) loans allow real estate investors to qualify based on rental income rather than personal income. Perfect for building your investment portfolio.

When Maria came to us with a 52% debt-to-income ratio, other lenders said no. Here's how we asked 'How can I?' instead of 'I can't' and got her into her dream home.

Everything you need to know about bank statement loan requirements in 2024. From the number of statements needed to deposit calculations, this guide covers all documentation requirements for self-employed borrowers.

California real estate investors: learn how DSCR loans can help you build your portfolio without traditional income verification. Covers California-specific requirements, rates, and strategies for success.

Tired of being told you need 2 years of tax returns? Discover how self-employed borrowers can get approved for a mortgage using bank statements, asset depletion, or 1099 income instead of tax returns.