NMLS #139369
Licensed in 19 States
Mortgage Solutions by Location
We specialize in markets where the median home price makes $300k+ loans the norm. Find your area below or call us — we likely serve your market.
Primary Markets
Our highest-volume areas with dedicated local expertise
FHA
FHA Loans 520-580 Credit Score
Los Angeles, CA
ADU/203k
ADU Financing + FHA 203k
San Diego & Portland
Asset Depletion
Asset Depletion for Retirees
Miami & Palm Beach, FL
DSCR
DSCR Loans for Airbnb/STR
Tampa/Orlando, FL
Bank Statement
Bank Statement Mortgage
Dallas/Fort Worth, TX
FHA
FHA Purchase 500 Credit Score
Houston Metro, TX
Asset-Based
No Tax Return Mortgage
Austin, TX & Denver, CO
Cash-Out
Cash-Out Refinance 2-4 Units
Brooklyn/Queens/North Jersey
Bank Statement
Bank Statement Loans
Boston Metro & Southern NH
DSCR
DSCR Investment Property
DC/Northern VA/Maryland
Cash-Out
Cash-Out Refi for Investment
Atlanta Metro, GA
California Markets
Asset depletion, VA no-limit loans, and bank statement mortgages for the Golden State
Asset Depletion
Asset Depletion for Tech Wealth
Atherton/Palo Alto/Menlo Park
Bank Statement
Bank Statement for Founders
Los Altos/Saratoga/Cupertino
Asset Depletion
Asset Depletion for Waterfront Luxury
Mill Valley/Tiburon/Sausalito
Asset Depletion
Asset Depletion for East Bay Executives
Piedmont/Orinda/Lafayette/Danville
Asset Depletion
Asset Depletion for Sacramento Suburbs
Granite Bay/El Dorado Hills/Folsom
Asset Depletion
Asset Depletion for Coastal Luxury
Montecito/Hope Ranch/Santa Ynez
VA
VA No Limit - Post-Fire Construction
Pacific Palisades/Malibu
Asset Depletion
Asset Depletion for Coastal Living
Newport Beach/Laguna Beach/Irvine
Asset Depletion
Asset Depletion & VA No Limit
La Jolla/Del Mar/Rancho Santa Fe
Asset Depletion
Asset Depletion for Inland Empire
Rancho Cucamonga/Claremont/Redlands
FHA & VA Manual Underwriting
Credit scores down to 500 FICO — targeting affluent areas with overextended credit
FHA/VA
FHA & VA Manual Underwriting
Alpharetta/Johns Creek, GA
FHA/VA
FHA & VA Manual Underwriting
Buckhead/Sandy Springs, GA
FHA/VA
FHA & VA Manual Underwriting
Chicago North Shore, IL
FHA/VA
FHA & VA Manual Underwriting
Naperville/Hinsdale, IL
FHA/VA
FHA & VA Manual Underwriting
Charlotte/Myers Park, NC
FHA/VA
FHA & VA Manual Underwriting
Raleigh/Cary/Wake Forest, NC
FHA/VA
FHA & VA Manual Underwriting
Charleston/Greenville, SC
FHA/VA
FHA & VA Manual Underwriting
Plano/Frisco/McKinney, TX
FHA/VA
FHA & VA Manual Underwriting
The Woodlands/Katy/Sugar Land, TX
FHA/VA
FHA & VA Manual Underwriting
Columbus/Dublin/New Albany, OH
FHA/VA
FHA & VA Manual Underwriting
Cincinnati/Indian Hill, OH
FHA/VA
FHA & VA Manual Underwriting
Bedford/Nashua/Amherst, NH
FHA/VA
FHA & VA Manual Underwriting
Fairfield County, CT
FHA/VA
FHA & VA Manual Underwriting
Lake Oswego/West Linn, OR
FHA/VA
FHA & VA Manual Underwriting
Bethesda/Potomac/Rockville, MD
FHA/VA
FHA & VA Manual Underwriting
McLean/Great Falls/Fairfax, VA
FHA/VA
FHA & VA Manual Underwriting
Ashburn/Leesburg/Loudoun, VA
FHA/VA
FHA & VA Manual Underwriting
Cherry Hills/Greenwood Village, CO
FHA/VA
FHA & VA Manual Underwriting
Boulder/Louisville, CO
FHA/VA
FHA & VA Manual Underwriting
Main Line/Bryn Mawr/Villanova, PA
State Guides
Comprehensive NON-QM mortgage guides for our top markets