Mortgage Forms, Guides & Tools

Template for documenting gift funds from family members for down payment assistance.

Template for verifying employment status and income for self-employed borrowers.

Worksheet to organize and summarize your bank statement deposits.

Calculate your rental income for DSCR loan qualification.

Complete list of asset documentation needed for asset depletion loans.

Required documents for foreign national and ITIN mortgage applications.

Comprehensive guide to understanding NON-QM mortgage options and qualification requirements.

Everything self-employed borrowers need to know about getting a mortgage.

How to qualify for investment property loans using rental income.

Step-by-step guide for non-US citizens purchasing US property.

Complete list of documents needed to start your loan application.

What to bring and expect on your closing day.

Due diligence checklist for evaluating investment properties.

Calculate your Debt Service Coverage Ratio for investment properties.

Estimate your monthly mortgage payment including taxes and insurance.

Fannie Mae/Freddie Mac income worksheets, Schedule E analyzer, K-1 depreciation add-backs, and bank statement income calculator.

See how underwriters interpret your Schedule E with proper add-backs for insurance, taxes, mortgage interest, and depreciation.

Calculate qualifying income from 12 or 24 months of bank statements with expense ratio.

Sample CPA/Enrolled Agent letters for verifying tax returns (filed vs reviewed) and self-employment.

Template for documenting business expense ratio for bank statement loan qualification.

Template for verifying self-employment status and business operations.

Calculate your savings with the Clean Slate Program. Compare current payments to a consolidated loan.

Learn when to lock your mortgage rate, how rate locks work, and what factors to consider.

Complete guide to FHA manual underwriting: DTI tiers, compensating factors, and LTV requirements.